Reasons Why You Should Hire an Accident Insurance Attorney 

“Accidents ambush the unsuspecting, often violently.” – Andrew Davidson, The Gargoyle

This quotation by Andrew Davidson highlights the quintessential aspect of a motor vehicle accident. It often happens so quickly that the unsuspecting drivers, including the driver that caused the accident, are seldom aware of what has happened until after their car has come to a halt. Other people experience everything in slow motion from the point that they become aware that there will be a car crash until the vehicles have stopped.

Therefore, the question that must be asked and answered is what do you need to do if you are involved in an accident?

The short and sweet answer is that there is a whole list of things to do and check post-accident. However, you will more than likely be in shock if not injured and will forget to collect the relevant information from the other drivers and witnesses. This is understandable and provides the rationale behind hiring an LA Allstate insurance lawyer to manage the post-accident process for you.

Here are a few other reasons why you should hire an attorney after a motor vehicle accident, especially if the crash is your fault.

File a personal injury lawsuit in the civil court

Not only will your attorney help you with the motor vehicle insurance claims, but he will also ensure that you file a personal injury claim for a financial settlement instead of damages caused by the driver who caused the accident’s negligence.

Organize your defense if the accident is your fault

If you are the driver that caused the accident, and your blood alcohol level was over the legal limit, you will be charged with a DUI or DWI charge and will need a lawyer to defend you against these charges.

Even if you are not guilty of committing a crime by driving when you were drunk, you still need an attorney to defend you and negotiate with victims who have filed personal injury lawsuits against you. If you do not have a legal professional on your side, you could end up bankrupt from all these legal claims.

Do not deal with the motor vehicle insurance company yourself

This statement is a vital point to take note of. Consequently, it is also highlighted in the content at the beginning of this article. In general, insurance companies will try and pay as little as possible. And, they will find as many excuses or reasons as possible to not pay for the motor vehicle damage. It is best to hire an attorney that understands the laws around motor vehicle insurance to negotiate the best settlement on your behalf.

Collect supporting documents

Your attorney will make sure that the necessary witness statements are taken, the police report is completed, photos of the accident scene are collected, and medical reports are written up correctly.

Additionally, your lawyer might need to hire a private investigator to track down useful information, especially if you are accused of committing a crime as a consequence of the accident. Even if you are not charged with a criminal offense, this extra information is useful when negotiating with the motor vehicle insurance company.

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